Before you start house hunting, get pre-approved for a mortgage.

Pre-approval will help you figure out your price range, show real estate agents that you’re a serious buyer and give a seller confidence in your offer.

A lender will review your income, assets, debts and credit to decide whether to pre-approve you. This is a more rigorous process than pre-qualification.

You don’t have to get a mortgage from the lender that pre-approves you if another company offers you a better interest rate.

Before you seek pre-approval, get copies of your credit reports and check them for errors or problems.

Make sure your finances are in order before you apply for pre-approval.

Get PreapproveHere with Cross Country Mortgage

When you have a pre-approval we can refine your search based on the amount that you are willing to pay on your mortgage per month. It is better to understand what you can afford when purchasing a home than to get under contract on a home that you may not be able to afford. Which causes frustration with all parties and could be a costly and timely en devour with inspection costs and your deposit being held up in escrow.